EMS - FIRE - LAW ENFORCEMENT

Serving Those Who Serve Our Communities

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We're here 24/7 to help when you need financial support.

Access your Emergency Responders Credit Union accounts anywhere, anytime! Apply for a loan or open an account online 24/7 from your mobile device!

You've got dreams, we've got solutions!

VISA® Credit Cards

introductory rate as low as

4.99% APR

Truck & Auto Loans

as low as

2.49% APR

RV & Boat Loans

as low as

5.90% APR

01

Personal Loans

Emergency Responders Credit Union offers personal loans that provide a worry-free borrowing experience, thanks to fixed payments that remain consistent over time.

02

Auto Loans

Emergency Responders Credit Union provides unbeatable auto loans that come with GAP protection, vehicle warranties, debt protection, and low interest rates.

03

Home Equity

By utilizing the equity you have built in your home, you can obtain funds for significant expenses with a 10-year draw and a 10-year repayment period.

04

Savings & CD's

Because Emergency Responders Credit Union is a nonprofit organization owned by its members, our growth is directly linked to your growth. Therefore, we make every effort to provide exceptional support and service to our members.

05

Online Banking

With Online Banking, you can securely access your accounts 24/7 from anywhere using your computer, tablet, or smartphone.

06

Mobile Banking

The Emergency Responders Credit Union Mobile App enables you to put money directly in your pocket and save valuable time and money.

Credit Union News-

CHECK OUT OUR NEW CD RATE SPECIAL!!! 6 Month CD's at 4.5% with minimum $10,000 deposit and 12 month CD's at 5.05% with minimum $10,000 deposit. Looking for something to do with your tax refunds? Got CD's that are about to mature? Put them in a new CD with ERCU and let that money continue to grow. Contact us today to see how we can help.

Winston Salem, NC

J.C. Higgins Scholarship Applications for 2024...Youu can request an application by reaching out to the credit union and all applications are due by no later than Friday, March 29th at 5:30pm. Contact us for additional details at 336-723-0619. Don't miss out on a great opportunity!

Winston Salem, NC

Looking for a clean used vehicle?  2020 Ford Expedition with 87,541 miles with a Price of $40,875. Contact ERCU today at 336-723-0619 for additional details. 

Winston Salem, NC

Looking for a great used vehicle?  2019 BMW 4 Series with only 45,807 miles - Price is $34,350. Contact ERCU today at 336-723-0619 for additional details. 

Winston Salem, NC

Looking for a dependable used  truck?  Check out this 2019 Nissan Frontier with 86,390 miles - Price is $26,675. Contact ERCU today at 336-723-0619 for additional details. 

Winston Salem, NC

We have a Small SUV available!!! Has 82,500 miles - Priced at  $10,500. Contact ERCU today at 336-723-0619 for additional details. 

Winston Salem, NC

We Have Many Reasons to Choose Emergency Responders Credit Union

Emergency Responders Credit Union is "Serving Those Who Serve Our Communities"

members

Membership

We do what we can to beat competitors' rates! Get the lowest possible rate with the benefits of membership!
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visa

VISA® Platinum

Get the purchase power you need with a fixed rate, low interest VISA® Platinum Credit Card.
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guarantee

Best Rate Guarantee

We do what we can to beat competitors' rates! Get the lowest possible rate with the benefits of membership!
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Annual Credit Report

Download your FREE annual credit report from EACH of the three credit bureaus: TransUnion, Experian and Equifax.
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What Our Members Have to Say

Testimonials

Need to Drop Us a Line?

Contact Us

At Emergency Responders Credit Union, your opinion matters to us. We value feedback from our members and are committed to enhancing our services to better serve you. Please don't hesitate to share your credit union experience or suggest ways we can improve. We are always listening!

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