Applications for membership must be completed in our branch office. To open an account, applicants must meet our membership criteria.
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Members can download an application to apply for a credit card or a loan. Applications may also be available for our college scholarship.
The J. C. Higgins Scholarship
Applications for The 2023 J. C. Higgins Scholarship are now being being accepted. Your completed application must be submitted by 5:00PM on April 28th, 2023 to the credit union by mail or hand delivery (email applications not accepted). Send your application to:
Emergency Responders Credit Union
1777 Link Road
Winston-Salem, NC 27103-4625