Deposit Account Rates
| Savings Accounts | ||
| Account Type | APY | Minimum Deposit |
| Regular Shares* | 0.15% | $25.00 |
| Club Accounts* | 0.15% | $25.00 |
| Money Market* | 0.35% | $5,000.00 – $49,999.99 |
| Money Market* | 0.50% | $50,000 & above |
| Family Savings* | 0.20% | $1 |
| Special Shares* | 0.15% | $25 |
| IRA Accounts* | 0.25% | $5 & above |
| Checking Accounts | 0.05% | $0.00 |
| Certificates of Deposit | APY | Minimum Deposit |
| 6 Month Maturity** | 0.45% | $500.00 |
| 12 Month Maturity** | 0.55% | $500.00 |
| 12 Month JUMBO Maturity** | 0.75% | $30,000.00 |
Loan Rates
| Loan Rates | ||
| Loan Type | APR | Months |
| New Autos (up to $4,999) | 1.75% | 24 months |
| New Autos ($5,000 – $7,499) | 2.25% | 36 months |
| New Autos ($7,500 – $9,999) | 2.75% | 48 months |
| New Autos ($10,000 – $19,999) | 2.75% | 60 months |
| New Autos ($20,000 – $29,999) | 3.25% | 72 months |
| New Autos (over $30,000) | 3.75% | 84 months |
| Used Autos (up to $4,999) | 2.75% | 24 months |
| Used Autos ($5,000 – $7,499) | 3.35% | 36 months |
| Used Autos ($7,500 – $9,999) | 3.85% | 48 months |
| Used Autos ($10,000 – $19,999) | 4.35% | 60 months |
| Used Autos ($20,000 – $29,999) | 4.85% | 72 months |
| Used Autos (over $30,000) | 5.35% | 84 months |
| Signature / Cosigner (as low as) | 12.01% | — |
| Insta-Loan | 12.51% | 5 months |
| Home Equity | *Index + 4.00% | — |
| Christmas Loans | 9.26% | 12 months |
| Shared Secured | 5.50% | — |
| Shared Secured – Type B | 3.00% | — |
| Short Term | 14.66% | — |
| Recreational Vehicles | *Index + 5.00% | — |
| Visa Credit Card | 3.0% 6 month intro, then 10.5% | — |
| Equipment Loans | 9.26% | 48 months |
