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Our Current Rates

Deposit Account Rates

Savings Accounts
Account Type APY Minimum Deposit
Regular Shares* 0.15% $25.00
Club Accounts* 0.15% $25.00
Money Market* 0.70% $5,000.00 – $49,999.99
Money Market* 1.25% $50,000 & above
Family Savings* 0.20%  $1
Special Shares* 0.15% $25
IRA Accounts* 0.25% $5 & above
 Checking Accounts 0.05%  $0.00
Certificates of Deposit APY Minimum Deposit
6 Month Maturity** 1.25% $500.00
12 Month Maturity** 2.00% $500.00
12 Month JUMBO Maturity** 2.75% $30,000.00

Loan Rates

Loan Rates
Loan Type APR Months
New Autos (up to $4,999) 1.75% 24 months
New Autos ($5,000 – $7,499) 2.25% 36 months
New Autos ($7,500 – $9,999) 2.75% 48 months
New Autos ($10,000 – $19,999) 2.75% 60 months
New Autos ($20,000 – $29,999) 3.25% 72 months
New Autos (over $30,000) 3.75% 84 months
Used Autos (up to $4,999) 2.75% 24 months
Used Autos ($5,000 – $7,499) 3.35% 36 months
Used Autos ($7,500 – $9,999) 3.85% 48 months
Used Autos ($10,000 – $19,999) 4.35% 60 months
Used Autos ($20,000 – $29,999) 4.85% 72 months
Used Autos (over $30,000) 5.35% 84 months
Signature / Cosigner (as low as) 12.01% —
Insta-Loan 12.51% 5 months
Home Equity *Index + 4.00% —
Christmas Loans 9.26% 12 months
Shared Secured 5.50% —
Shared Secured – Type B 3.00% —
Short Term 14.66% —
Recreational Vehicles *Index + 5.00% —
Visa Credit Card 3.0% 6-month intro, then 10.5% —
Equipment Loans 9.26% 48 months
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